Flexible Finance for B2B Businesses

Stay Ahead of Cash Flow Challenges

Finance From 10k to €500,000 provides the flexibility and support you need to take your business to the next level.

Flexible repayments

48 hr approval

Quick application

Get approved in 48h

Business loans from 10k to 50k.

MORE OPEN TO B2B

Running a B2B business is complex – dealing with long payment cycles, fluctuating cash flow and the pressure to meet clients demands. Our flexible financing is tailored to fit your business, helping you bridge cash flow gaps, seize new opportunities and stay ahead in a competitive market.

How our flexible repayments work, repay as you earn!

Sarah has a company which sells office furniture to other businesses. She receives payments from her customers by bank transfer usually within 30 days of invoicing them. Her daily repayments adapt to her income so it is aligned to how she is performing.

Working Capital That Works with You

Borrow up to €500k and make a small daily repayment that adapts to your level of trading income.

In quieter months, repay less – supporting you when it matters most.

Get Finance

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FIVE ADVANTAGES OF OUR FLEXIBLE FINANCING

Access up to 150% of your monthly trading income.

Credit decision within 48 hours.

Funds can be used at your discretion.

Apply and manage your loan online.

Open banking connection, completing your application is easier than ever.*

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Open Banking is regulated by the Central Bank of Ireland, it is 100% secure and can be revoked at any stage. This read-only connection allows GRID Finance to approve your loan and vary your daily repayments to match your cash flow. Your upcoming repayments will be available on your GRID Finance account so you always know what to expect.

Renewals

As a valued GRID Finance customer we make renewing easy and efficient.

You can be up and running again within 48 hours. Our repeatable funding process ensures a seamless experience, so you can focus on what matters most – growing your business.

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More Ways to Grow Your Business

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GROW WITH CONFIDENCE.

Your path to growth and success becomes more achievable with affordable financing. So, you can look forward to:

Increased Cash Flow

Manage your finances more effectively with flexible repayment terms.

Reduced Financial Stress

Avoid unnecessary pressure with daily repayments aligned to your business’s performance.

Faster Growth

Flexible loans accelerate business expansion.

FAQ

Your Questions, Answered

Accessing your account for the first time? Submit your access request to our Support Team here.

Yes, you can have more than one loan facility with GRID. The GRID Team will assess all existing facilities and debt before approving a new loan. If your current repayment levels are low we can fit an additional facility alongside your current loan(s). Depending on your current repayment levels with us, we may need to refinance your balance to ensure there is no pressure on your daily cashflow. In this case the further along you are repaying your loans the more finance that can be provided to you and the better value you secure from the finance. When you can reapply for next facilities is at the dicretion of GRID.

We understand that businesses can be structured in many ways. The GRID Team will aim to design a repayment structure to suit your business needs.

There is no formal security such as property required for the loans. In all instances we seek a personal guarantee from the signatories of the loan. For larger loans we may also seek a deed of assignment over the merchant/card/ transfer receivables or a debenture. More details are provided in our FAQ “What are the GRID product types and information requirements?”.

To request a new password, look for the “Forgot your password” link under the password input on the login page.

Yes – if we see frequent intercompany transfers for example we will exclude this from our calculations. If you require certain other transactions excluded please let us know via the support page